Free TDS Calculator
Work out the tax to deduct at source on any payment. Pick the section, enter the amount, and see the rate, the threshold check and the TDS to deduct, with the higher 20% rate applied when the payee has no PAN.
The threshold is ₹30,000 for a single payment, or ₹1,00,000 across the year.
Rates and thresholds change with each Budget. These are FY 2025-26 defaults you can edit. Confirm the current figure for your section before you deduct or file.
Deducted at 1% under Section 194C
- Payment amount
- ₹1,00,000.00
- Section
- 194C
- Rate applied
- 1%
- TDS deducted
- ₹1,000.00
- Net payable
- ₹99,000.00
Handy for a quick check on a single payment. Confirm the current rate and threshold for your section before you deduct or file.
Work out TDS in four steps.
Choose the payment type, type the amount, set the PAN status, and read the tax to deduct and the net to pay. Everything updates as you type.
Pick the section
Choose the type of payment, from a contractor bill to rent, interest, commission or professional fees. The rate and threshold fill in for you.
Enter the payment
Type the payment amount before tax. Adjust the rate or threshold if your case is different, since both are editable.
Set the PAN status
Tell the tool whether the person being paid has given a valid PAN. Without one, the rate rises to 20% under Section 206AA.
Read the deduction
See the TDS to deduct and the net amount to pay, updating as you type. Copy the full breakdown for your records.
The rules behind the number.
TDS depends on the type of payment, its section, the threshold and whether the payee has given a PAN. Here is what each one means.
What TDS is
TDS is tax the payer deducts before paying you, and deposits with the government on your behalf. It appears in your Form 26AS and is adjusted against your final tax.
The section sets the rate
Each kind of payment has its own section and rate under the Income Tax Act. A contractor bill, rent, commission and professional fees are all deducted differently.
Thresholds leave small payments alone
TDS only starts once the payment crosses the threshold for that section, measured either per payment or across the whole year.
No PAN means 20%
If the person being paid has not given a valid PAN, Section 206AA requires TDS at the higher of the normal rate or 20%.
Deposit and certificate
The deducted tax must be deposited by the due date, usually the 7th of the next month, and a TDS certificate (Form 16A) issued to the payee.
Rates change with each Budget
Sections, rates and thresholds are revised often. Confirm the current figures for your section before you deduct or file, and edit them in the tool if needed.
Common TDS sections and rates.
Sensible FY 2025-26 defaults. Rates and thresholds are revised often, so check the current figure for your section and edit it in the tool if needed.
| Section | Payment | Rate | Threshold |
|---|---|---|---|
| 194C | Payment to a contractor | 1% or 2% | ₹30,000 |
| 194J | Professional or technical fees | 10% or 2% | ₹30,000 |
| 194I | Rent | 10% or 2% | ₹2,40,000 |
| 194H | Commission or brokerage | 2% | ₹20,000 |
| 194A | Interest other than on securities | 10% | ₹40,000 |
| 193 | Interest on securities | 10% | ₹10,000 |
| 192A | EPF withdrawal before five years | 10% | ₹50,000 |
| 194Q | Purchase of goods | 0.1% | ₹50,00,000 |
| 194O | E-commerce sale of goods or services | 0.1% | ₹5,00,000 |
| 195 | Payment to a non-resident | 20% | None |
TDS that reconciles itself.
This tool is great for a single payment. But if you deduct TDS across every vendor bill, track sections and thresholds through the year, deposit on time and generate certificates and returns, you want that built into your accounting and payroll. That is the kind of finance, payroll and ERP software we build at Techliphant, shaped around how your business actually runs.
Working out salary and tax? Try the salary calculator or the income tax calculator.
Common TDS questions.
It is a free online tool that works out the tax to deduct at source on a payment. You pick the section that fits the payment, enter the amount, and it applies the rate and threshold and shows the TDS and the net amount to pay. Rates and thresholds are editable, so you can match your exact case.
TDS is the payment amount multiplied by the rate for its section, but only once the payment crosses that section’s threshold. So TDS = Amount × Rate ÷ 100. For example, a ₹1,00,000 contractor bill to a company under Section 194C at 2% is ₹2,000 of TDS, and you pay the contractor ₹98,000.
Some of the most used are Section 194C for contractors (1% for an individual or HUF, 2% for a company or firm), 194J for professional fees (10%) or technical services (2%), 194I for rent (10% on land or building, 2% on plant or machinery), 194H for commission (2%) and 194A for interest (10%). The tool lists these with their thresholds, and every figure is editable.
Section 206AA applies. TDS is deducted at the higher of the normal rate for the section or 20%. So a payment that would attract 10% is deducted at 20% if no valid PAN is given. Toggle the PAN status in the tool to see the difference.
It is the amount below which no TDS is required for a section. Small payments are left alone. For example, TDS on professional fees under Section 194J only applies once the payment crosses the threshold for the year. If your payment is below the threshold, the tool shows the TDS as zero and tells you why.
Use Section 194I. Rent on land or a building is deducted at 10%, and rent on plant or machinery at 2%, once the yearly rent crosses the threshold. Pick 194I in the tool, choose land and building or plant and machinery, and enter the rent to see the TDS.
For most payments, the tax you deduct in a month has to be deposited by the 7th of the following month. Tax deducted in March has a later due date. After depositing, you issue a TDS certificate (Form 16A) to the payee, and it reflects in their Form 26AS.
No. TDS on salary under Section 192 is worked out from your full income tax for the year across the slabs, not a single flat rate. For that, use our free salary calculator and income tax calculator instead. This tool is for TDS on other payments like contractor bills, rent, interest and professional fees.
The tool ships with sensible FY 2025-26 defaults, but rates and thresholds are revised in most Budgets and notifications. Treat the figures as a starting point, edit the rate or threshold to match the latest position for your section, and confirm against the current CBDT notification before you deduct or file.
Yes on both. It is free, there is no sign-up, and it runs entirely in your browser. Nothing you type is sent anywhere or stored, so your numbers stay on your own device.
It is great for a quick check on a single payment. For deducting TDS on every vendor bill, tracking sections and thresholds across the year, depositing on time and generating certificates and returns, you want that built into your accounting or payroll system. That is the kind of finance software we build at Techliphant.
Private by design, and an estimate: this calculator runs entirely in your browser, so nothing you type is uploaded or stored. The rates and thresholds are FY 2025-26 defaults you can edit, not tax advice. TDS provisions change with each Budget and notification, so confirm the current position for your section against the latest CBDT rules, or with your accountant, before you deduct or file.
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